Modern insurance starts with InsuranceNow

Guidewire industry expertise meets AWS cloud reliability

Published December 2025

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Insurers move fast, but their systems don’t.

Managing general agents (MGAs) are built for speed. MGAs sit between carriers and distribution partners, empowered to underwrite and bring policies on behalf of insurers. They’re critical players in how insurance gets priced and sold today. They need modern systems to compete effectively with larger competitors.

And they’re growing fast. In 2024, MGA-written premiums rose 13%, surpassing $102 billion—well ahead of the broader property and casualty (P&C) market. Many MGAs are lean, investor-backed startups or specialty insurers focused on carving out new opportunities.

But for all that agility, many MGAs outgrow their technology quickly. As volumes rise and operations become more complex, their systems struggle to keep up with:

  • Rapid product launches
  • Streamlined distribution
  • Real-time analytics
  • Continuous updates

These limitations translate into higher costs and slower responses to market opportunities. Instead of fueling growth, technology becomes the bottleneck.

Guidewire InsuranceNow is designed to fix that. It’s a modern, cloud-native core system designed to help insurers operate with the speed of a startup and the discipline of a purpose-built SaaS platform—all at the scale of Amazon Web Services (AWS).